# Borrow

Liqfinity offers an industry-first 100% loan-to-value (LTV) ratio, allowing users to borrow the full value of their crypto with no risk of liquidation and unlimited loan duration.

Powered by Sentinel AI, the platform dynamically adjusts fees to adapt to market volatility, providing users with unmatched security and stability to confidently maintain their positions.

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Liqfinity ensures borrowers maintain control over their assets, even in volatile markets, with an AI-driven fee structure that prevents sudden liquidation risks.

As fees dynamically adjust based on market conditions, exact future costs cannot be predicted. This means borrowing costs will vary depending on whether the loan was taken during market highs or lows.
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We plan to introduce an AI-powered feature that will forecast fees based on historical market data, helping users make more informed decisions.
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# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.liqfinity.com/features/borrow.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.