> For the complete documentation index, see [llms.txt](https://docs.liqfinity.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.liqfinity.com/features/borrow.md).

# Borrow

Liqfinity offers an industry-first 100% loan-to-value (LTV) ratio, allowing users to borrow the full value of their crypto with no risk of liquidation and unlimited loan duration.

Powered by Sentinel AI, the platform dynamically adjusts fees to adapt to market volatility, providing users with unmatched security and stability to confidently maintain their positions.

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Liqfinity ensures borrowers maintain control over their assets, even in volatile markets, with an AI-driven fee structure that prevents sudden liquidation risks.

As fees dynamically adjust based on market conditions, exact future costs cannot be predicted. This means borrowing costs will vary depending on whether the loan was taken during market highs or lows.
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We plan to introduce an AI-powered feature that will forecast fees based on historical market data, helping users make more informed decisions.
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