Differences Between Tiers

While Liqfinity’s loans are accessible to all users, several key factors vary by tier:

• Maximum Loan Amount: The higher your tier, the larger the loan you can access. For example, Basic users can borrow up to $1,000, whereas Platinum users can borrow up to $100,000. As Liqfinity’s treasury grows, these borrowing limits will increase, providing even greater flexibility for users.

• Entry Fees: An entry fee is charged when a loan is taken, and the rate depends on your tier. Basic users incur a 3% entry fee, while Platinum users enjoy a reduced 1% fee, making borrowing more cost-effective for those in higher tiers.

• Taxes on Hourly Fees: In addition to the base hourly fee, which remains consistent for all users, a tier-based Hourly Fee Tax is applied. Basic users pay an 8% tax on the hourly fee, while Platinum users pay only 3%. These tiered taxes influence the overall cost of borrowing, offering significant savings for users in higher tiers.