Hourly Fee Tax

The Hourly Fee Tax is added on top of the Base Hourly Fee and varies by the user’s tier, serving as the platform’s revenue. Higher-tier users enjoy lower Hourly Fee Tax rates, making borrowing more cost-effective.

Hourly Fee Tax Structure by Tier:

• Basic: 8%

• Plus: 6%

• Premium: 4%

• Platinum: 2%

Example Calculation (for a Base Hourly Fee of $10):

• Basic: $10 × 8% = $0.80 → Total = $10.80/hour

• Plus: $10 × 6% = $0.60 → Total = $10.60/hour

• Premium: $10 × 4% = $0.40 → Total = $10.40/hour

• Platinum: $10 × 2% = $0.20 → Total = $10.20/hour

This system rewards active and loyal users with lower borrowing costs while ensuring platform sustainability.